Platform Features
Powerful Tools for
Digital Finance
Your Finances, Unified
The HayoPay wallet is the central hub for managing your digital funds. View balances across multiple currencies, track transaction history, and organize your finances through an intuitive dashboard.
- Multi-currency balance tracking
- Detailed transaction history with filtering
- Deposit and withdrawal management
- Real-time balance updates
Secure, Streamlined KYC
Our identity verification process is designed to be thorough yet efficient. Using advanced document verification and liveness detection, most users complete the process within minutes while maintaining full regulatory compliance.
- Government ID document verification
- Automated liveness detection
- Address verification
- Compliance with applicable KYC/AML regulations
Spend Anywhere, Seamlessly
Eligible users can access payment card services provided through our licensed financial partners. Cards can be used at millions of point-of-sale terminals and online merchants worldwide, bridging digital assets with everyday spending.
- Virtual and physical card options (availability varies by jurisdiction)
- Accepted at millions of merchants globally
- Real-time transaction notifications
- Card management through the platform dashboard
Convert with Transparency
Convert between supported digital assets and traditional currencies with transparent pricing and real-time rates. The conversion engine is designed for speed and clarity, so you always know exactly what you are receiving.
- Real-time conversion rates
- Transparent fee structure
- Support for major digital assets
- Instant settlement to wallet balance
And More
Additional Capabilities
Beyond core features, HayoPay offers a growing set of tools designed to enhance your financial management experience.
Real-Time Notifications
Stay informed with instant alerts for transactions, card activity, verification updates, and security events. Notification preferences can be customized to your needs.
Advanced Security
Enterprise-grade encryption, two-factor authentication, and continuous monitoring protect your account and assets around the clock.
Multi-Jurisdiction Support
Designed to operate across multiple jurisdictions, subject to regulatory requirements and availability in your region.
Spending Analytics
Gain insights into your spending patterns with visual analytics and category breakdowns available through the dashboard.
Mobile-Ready Interface
Access all platform features from any device. The responsive interface adapts to desktop, tablet, and mobile screens.
Recurring Transactions
Set up recurring conversions or transfers to automate your financial workflow and save time on repetitive tasks.
HayoPay is a technology platform that facilitates access to digital payment services. All payment card services are provided by licensed financial institutions and regulated card issuers. Services may not be available in all jurisdictions. Eligibility is subject to identity verification and compliance requirements. The value of digital assets can fluctuate. Features marked “Coming Soon” are under development and not yet available.