Seamless.
Global.
Discreet.
Hayopay bridges your digital wealth and the real world — enabling seamless, discreet payments wherever you are. Built for people who move globally and expect more from their money.
Trusted by digital-native users across the globe
Spend,
Swap or simply HODL
Convert between digital assets directly in-app at competitive exchange rates. Top up your payment balance in seconds from any supported asset — no detours required.
Fast · Competitive rates · Supported assets shown in-app
From
0.5000
ETH
To
1,906.00
USDC
From
0.0100
BTC
To
672.45
USDT
Digital asset market cap surpasses $3T as institutional flows accelerate
Central banks weigh reserve diversification as dollar-index softens
Layer-2 transaction volumes reach all-time high amid fee compression
The market
never sleeps.
Curated financial and digital asset news delivered inside your app. Stay ahead of the moves that matter — without opening another tab.
Curated from leading financial media sources
Markets at a
glance.
Live digital asset prices stream directly to your home screen. Track your portfolio's pulse before you spend — always informed, never surprised.
BTC · ETH · SOL · and your favourites
Your privateAI assistant.
Premium members have access to their own personal AI assistant built directly into the Hayopay platform. Research, write, analyse, strategise — a capable thinking partner, always at hand.
Exclusive to Hayopay Premium · Always in your pocket
What's the best way to diversify across stablecoins?
Based on current market conditions, I'd recommend a balanced approach. Spreading across 3-4 major stablecoins reduces single-issuer risk while maintaining full liquidity. I can break down the specific allocations if you'd like.
Spend smarter.Earn more.
Exclusive benefits and rewards with leading travel, lifestyle, and platform partners. Your digital lifestyle, rewarded at every turn.
Benefits & rewards details available on request
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Give your agenta card.
The infrastructure for autonomous payments. Load Hayopay One once and your agent handles the rest — subscriptions, API fees, tools, services. Whatever it needs to run.
- Nothing to set up. Just load and go.
- Load up to $10,000 — once
- Spend globally where accepted
- Works with any agent, any workflow, any stack
Hayopay One — available soon.
Agent — Research Bot
Balance
$9,988
Recent
Choose your Hayopay
Three ways to move through the world.
The essentials,
beautifully done.
Free
- Live price feed
- Newsfeed
- In-app exchange
- Benefits & rewards
The full Hayopay
experience.
Only $19.99/month
For those who demand more.
- Everything in Standard
- Your Personal AI Assistant
- VIP Benefits & Rewards
- Exclusive Surprises
The simplest card
in the world.
Buy it. Load it. Spend it.
- Nothing to set up. Just load and go.
- Load up to $10,000
- Spend globally where accepted
- One card. One purpose.
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